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Insurance

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It is a mistake to think "I'm just making a short film so I don't need to worry about insurance".

Contents

Types of Insurance

General Liability

A major reason for needing insurance is liability. For example, if someone trips over a wire or you bump into an old lady who breaks her hip - the law will hold you responsible. Without insurance, those people can file a claim against you and you'll have to pay for their injury. This insurance will project you against claims for bodily injury or property damage liability arising from your filming activities.

Negative Film and Video Tape

This covers direct physical loss, damage, or destruction of film or tape stock up to the amount of insured production costs.

Miscellaneous Equipment

Covers risk of loss, damage or destruction to cameras, camera equipment, sound or lighting owned or rented.

Error and Omissions (E&O)

Covers legal liability and defense for you against lawsuits alleging to unauthorised use of title, format, ideas, characters, plagiarism, unfair competition or piracy.